About Chuck Roulet

Former Chair, Estate Planning Department, Large Minnesota Law Firm  |  National Continuing Education Speaker — 35,000+ Attorneys, CPAs & Financial Professionals Trained  |  Author of Three Books

Chuck Roulet is one of a small number of attorneys in the country licensed and actively practicing estate planning and elder law in both Florida and Minnesota — bringing nearly thirty years of experience and the sophistication of large firm training to families who want personal attention and clear answers.

If you’re worried about probate, taxes, losing your home and life savings to a nursing home, or leaving your family with a mess to clean up, you’re not alone — and you’re not out of options.

He focuses on helping clients:

• Avoid probate and court involvement
• Protect their home and savings from long-term care and nursing home costs
• Minimize or avoid estate taxes at both the state and federal level
• Protect a surviving spouse
• Safeguard the inheritance they leave for children and grandchildren, even in the event of divorce or lawsuits
• Provide for children or family members with special needs using supplemental and special needs trusts
• Implement advanced strategies for successful families and larger estates, including SLATs (Spousal Lifetime Access Trusts), charitable trusts (CRATs, CRUTs), ILITs (Irrevocable Life Insurance Trusts), QPRTs (Qualified Personal Residence Trusts), GRATs (Grantor Retained Annuity Trusts), and IDGTs (Intentionally Defective Grantor Trusts)

A Different Kind of Planning Experience

Many of Chuck’s clients come to him after working with another attorney — often with documents that technically exist, but don’t actually solve the problems they’re worried about.

Chuck believes estate planning should be:

• Educational, not confusing
• Customized, not one-size-fits-all
• Transparent, not filled with surprise fees
• Practical, not just theoretical

Instead of telling clients what they must do, Chuck explains their options, the pros and cons of each approach, and then makes recommendations based on decades of real-world experience. Clients stay in control of the final decisions.

His firm uses flat fees for estate planning so clients know the cost upfront — no billing surprises, no clock-watching.

Deep Experience. National Recognition. Local Focus.

Chuck began his career in large law firms working on complex estate and tax planning matters, and later served as chair of the estate planning department of a large Minnesota law firm. Today he counsels families ranging from those protecting a modest home to multi-generational estates in excess of $10 million.

As a nationally recognized continuing education speaker, Chuck has trained more than 35,000 attorneys, CPAs, and financial professionals — including representatives from the IRS, the Office of Management and Budget, the U.S. Treasury Department, state revenue departments, and some of the largest banks and financial institutions in the country. The attorneys and financial advisors your family works with may have learned from Chuck.

He is the author of three books:

• The Florida Snowbird Guide: A Fast & Friendly Legal Guide for Florida Relocation and Snowbirds
• What Happens to Them: What Every Parent Needs to Know About Estate Planning
• Be Your Own Boss: A Fast & Friendly Legal Guide to Starting Your Own Business

He also publishes an annual consumer guide — Save Our Home: How to Protect Your Home and Life Savings From Long-Term Care and Nursing Home Costs — updated each year to reflect current Medicaid figures.

Chuck has been interviewed and featured by USA Today, The Epoch Times, Money Matters, Live Life Large, and other national publications.

Ideal Clients Chuck Serves

Chuck primarily works with married homeowners, with net worths starting in the $350,000 range and extending into the millions, including families with larger estates in the tens of millions. He helps clients concerned about:

• Long-term care or nursing home costs
• Leaving a spouse financially vulnerable
• Protecting inheritances for children and grandchildren from divorce, lawsuits, or creditor claims
• Providing for children or family members with special needs
• Probate delays, costs, and court involvement
• Estate taxes (including Minnesota estate tax)
• Asset protection
• Making things as easy and inexpensive as possible for their family

Many clients are surprised to learn that:

• A will does not avoid probate
• Medicare does not pay for long-term nursing home care
• Revocable living trusts do not protect assets from nursing home costs
• Moving to Florida often requires updating an estate plan

Chuck’s role is to replace uncertainty with clarity — and fear with a plan.

Minnesota & Florida Planning — Under One Roof

Because Chuck is licensed and practices in both Minnesota and Florida, he is uniquely positioned to help:

• Snowbirds
• Retirees relocating to Florida
• Families with property or children in multiple states
• Clients with larger net worths in need of sophisticated planning but who want a more personal touch
• Clients who need their estate plan to work seamlessly across state lines

This dual-licensure allows Chuck to spot issues that many attorneys miss — especially around residency, homestead, probate, taxes, long-term care planning, and the protection of family inheritances.

Why This Work Matters

Chuck’s commitment to elder law is personal. His grandparents lost their home, their savings, and their dignity to nursing home costs because Minnesota was not following federal law at the time. His grandfather — a World War II veteran — wept when he learned that everything, including the small home he had inherited from his brother, was gone. Minnesota has since been forced to follow federal law. Florida has followed federal law for many years.

That experience shaped Chuck’s career. It’s why he does this work — and why he takes it personally when families come to him after it’s almost too late.

A Personal, Straightforward Approach

Clients often describe Chuck as approachable, direct, and easy to understand. He intentionally avoids legal jargon and uses real-world examples so clients can make confident decisions.

The goal is simple: protect your family, your home, your legacy, and your peace of mind — no matter what the future brings.

Ready to Take the Next Step?

If you’re concerned about your estate plan, long-term care costs, special needs planning, or whether your current documents will actually work when your family needs them most, help is available. Call us today to schedule your consultation:

📍 Florida Office (Venice / Sarasota County): (941) 909-4644
📍 Minnesota Office (Minnetonka): (763) 420-5087

You can also:

• Fill out the contact form at the top of this page to have a team member reach out
• Download one of Chuck’s free planning guides click here
• Register for an online masterclass explaining strategies he uses with his private clients
• Click here to join us in Chuck's masterclass on estate planning
• Click here to join us in Chuck's masterclass on how to protect your home and savings from nursing home and long-term care costs

Planning done right brings clarity, protection, and confidence — and it starts with a conversation.