If you’re worried about probate, taxes, losing your home and your life savings to a nursing home, or leaving your family with a mess to clean up, you’re not alone — and you’re not out of options.
Chuck Roulet is an estate planning and elder law attorney licensed in Minnesota and Florida, and one of the very few attorneys in the country with offices and active practices in both states. For nearly thirty years, Chuck has helped families protect what they’ve worked a lifetime to build — especially when facing retirement, relocation, long-term care concerns, or major life transitions.
He focuses on helping clients:
- Avoid probate and court involvement
- Protect their home and savings from long-term care and nursing home costs
- Minimize or avoid estate taxes at both the state and federal level
- Protect a surviving spouse
- Safeguard the inheritance they leave for children and grandchildren, even in the event of divorce or lawsuits
- Provide for children or family members with special needs using supplemental and special needs trusts
- Implement advanced strategies for successful families and larger estates, including SLATs (Spousal Lifetime Access Trusts), charitable trusts (CRATs, CRUTs), ILITs (Irrevocable Life Insurance Trusts), QPRTs (Qualified Personal Residence Trusts), GRATs (Grantor Retained Annuitiy Trusts), and IDGTs (Intentionally Defective Grantor Trusts)
A Different Kind of Planning Experience
Many of Chuck’s clients come to him after working with another attorney — often with documents that technically exist, but don’t actually solve the problems they’re worried about.
Chuck believes estate planning should be:
- Educational, not confusing
- Customized, not one-size-fits-all
- Transparent, not filled with surprise fees
- Practical, not just theoretical
Instead of telling clients what they must do, Chuck explains their options, the pros and cons of each approach, and then makes recommendations based on decades of real-world experience. Clients stay in control of the final decisions.
His firm uses flat fees for estate planning so clients know the cost upfront — no billing surprises, no clock-watching.
Deep Experience. National Recognition. Local Focus.
Chuck began his career in large law firms, working on complex estate and tax planning matters. Today, he brings that sophisticated planning experience to families who want personal attention and clear answers.
In addition to serving private clients, Chuck:
- Teaches estate, tax, and elder law strategies to other professionals nationwide
- Has educated professionals at institutions including the IRS, U.S. Treasury, Office of Management and Budget, and major financial firms
- Is the author of multiple books, including The Florida Snowbird Guide: A Fast & Friendly Legal Guide for Florida Relocation and Snowbirds
- Has been featured in media outlets such as USA Today, CNN, The Epoch Times, and others
Despite this national reach, Chuck remains deeply focused on serving families near his Minnetonka, Minnesota and Sarasota, Florida offices.
Ideal Clients Chuck Serves
Chuck primarily works with married homeowners, with net worths starting in the $350,000 range and extending into the millions, including families with larger estates in the tens of millions. He helps clients concerned about:
- Long-term care or nursing home costs
- Leaving a spouse financially vulnerable
- Protecting inheritances for children and grandchildren from divorce, lawsuits, or creditor claims
- Providing for children or family members with special needs
- Probate delays, costs, and court involvement
- Estate taxes (including Minnesota estate tax)
- Asset protection
- Making things as easy and inexpensive as possible for their family
Many clients are surprised to learn that:
- A will does not avoid probate
- Medicare does not pay for long-term nursing home care
- Revocable living trusts do not protect assets from nursing home costs
- Moving to Florida often requires updating an estate plan
Chuck’s role is to replace uncertainty with clarity — and fear with a plan.
Minnesota & Florida Planning — Under One Roof
Because Chuck is licensed and practices in both Minnesota and Florida, he is uniquely positioned to help:
- Snowbirds
- Retirees relocating to Florida
- Families with property or children in multiple states
- Clients with larger net worths in need of sophisticated planning but who want a more personal touch
- Clients who need their estate plan to work seamlessly across state lines
This dual-licensure allows Chuck to spot issues that many attorneys miss — especially around residency, homestead, probate, taxes, long-term care planning, and the protection of family inheritances.
A Personal, Straightforward Approach
Clients often describe Chuck as approachable, direct, and easy to understand. He intentionally avoids legal jargon and uses real-world examples so clients can make confident decisions.
The goal is simple: protect your family, your home, your legacy, and your peace of mind — no matter what the future brings.
Ready to Take the Next Step?
If you’re concerned about your estate plan, long-term care costs, special needs planning, or whether your current documents will actually work when your family needs them most, help is available. Call us today to schedule your consultation:
📍 Florida Office (Venice / Sarasota County): (941) 909-4644
📍 Minnesota Office (Minnetonka): (763) 420-5087
You can also:
- Fill out the contact form at the tope of this page to have a team member reach out
- Download one of Chuck’s free planning guides click here
- Register for an online masterclass explaining strategies he uses with his private clients
- Click here to join us in Chuck's masterclass on estate planning
- Click here to join us in Chuck's masterclass on how to protect your home and savings from nursing home and long-term care costs
Planning done right brings clarity, protection, and confidence — and it starts with a conversation.
